Instant Personal Loans No Credit Check, New Loan App 2021 – Kissht

दोस्तों आज की इस पोस्ट में मैं आपको मैं एक ऐसी फाइनेंस कंपनी के बारे में बताने वाला हूँ जहाँ पर आप घर बैठे पर्सनल लोन अप्लाई कर सकते हैं | अगर आप घर बैठे पर्सनल लोन लेने की सोच रहे हैं केवल आधार कार्ड और पैन कार्ड देकर |

यह फाइनेंस कंपनी आपको घर बैठे दे सकती है पूरे ₹30000 का पर्सनल लोन कर बैठे केवल आधार कार्ड पैन कार्ड |

आप यहां पर लोन ले सकते हैं अगर आपके घर में कोई मेडिकल एमरजैंसी आ गई है शादी के लिए आपको पैसे की जरूरत है या फिर आप अपने कारोबार को फिर से स्टार्ट करना चाहते हैं तो आप इस कंपनी से एक छोटा लोन लेकर अपनी पर्सनल जरूरत को पूरा कर सकते हैं

Company’s Details

दोस्तों जिस फाइनेंस कंपनी के बारे में आपको मैं बताने वाला हूं उस फाइनेंस कंपनी का नाम है Kissht – instant loan app | Kissht फाइनेंस कंपनी ने कुछ दिन पहले अपना एक नया प्रोडक्ट लॉन्च किया था जिसका नाम है FastCash |

Kissht App आपको Fastcash मैं देती है इंस्टेंट ₹30000 का लोन 2 साल के लिए जो आप ले सकते हैं केवल आधार कार्ड से केवाईसी करने के बाद |

Kissht is India’s quickest credit loan app that provides EMI without credit card for online purchase and also a revolving line of credit at low interest rate with zero collateral. All credit loans approved by NBFCs registered with RBI and communicated to users during online loan applications.

✅Personal loan and Line of credit for salaried and self-employed above 21 years of age. Minimum salary = ₹12,000 for quick loan approval

What is a Personal Loans

1. Online Shopping Purchase Loan: Kissht provides online shopping option where one can avail e-vouchers from Kissht. Vouchers can be used to purchase on partner platforms like Flipkart, Amazon. Repay in 3 to 24 months with a 0% interest rate.

2. Quick Personal Loan: Kissht loan app offers quick personal loans for salaried & self-employed. Offered to both individuals and group. The loan amount ranges from ₹5,000 to ₹1,00,000/- with tenure from 3 to 15 months, based on the individual’s credit profile and APR is between 16% and 26%.

3. Revolving line of credit upto 2 years: Kissht offers revolving credit line where customer can repay and reuse the credit line limit for next 2 years, till the customer is paying on time. To incentivize better credit behavior, the customer is offered reduction in fees and waiver on instalments upon timely repayments. The customer can avail revolving credit line limit up to ₹30,000. APR is between 20% and 28%.

*Interest Rate and fees vary based on customer’s current risk profile

Eligibility criteria for a Loan

Eligibility:
1. Indian Resident
2. 18-56 years old
3. Source of a monthly income

✅Personal loan and Line of credit for salaried and self-employed above 21 years of age. Minimum salary = ₹12,000 for quick loan approval

Required Documents

• PAN card
• Aadhar card
• Salary & workplace details
• Bank account details

Example of Quick Personal Loan (for both individual and group loan):

Loan amount (Principal) : ₹ 30,000.
Tenure: 12 months.
Interest Rate: 18% per annum.
Processing Fee (incl. GST): ₹ 750 (2.5%).
Total Interest: ₹ 3,005.
EMI: ₹ 2,750.
APR: 22.91%.
Loan amount is ₹ 30,000. Disbursed amount is ₹ 29,250.
Total loan repayment amount is ₹ 33,000.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹3005 + ₹750 = ₹3755.

How to Apply Loan？

How to apply for online personal loan and credit line
1. Install Kissht loan app
2. Register with mobile number & accept basic permissions
3. Submit KYC documents for instant credit check
4. Sign online loan agreement from approved NBFCs
5. Get instant loan approval and money is transferred to your bank account

Why Choose Kissht for Quick Personal Loan and Line of Credit
✔ Approval from RBI-registered NBFCs
✔ Low-interest rates and processing fees
✔ Online personal loan approval in just 5 minutes
✔ No collateral & credit card required